When you are looking for an agency providing exceptional home care in Oakland, California, there is a wide range of factors that you will want to keep in mind. You will want to consider the quality of care being offered, their services, and how you will be able to pay for it. Home care services can be quite expensive, especially if you are looking for extensive care. So if you want to provide the best care possible for your loved one, you will want to consider some different options at your disposal.
Here are three effective tips that can help you pay for exceptional caregivers in California:
One of the best ways to pay for non-medical home care is through long-term care insurance. This kind of insurance can relieve a lot of financial burdens but it is important to make sure that your insurance covers in-home care. Some insurance policies only cover the services being offered by a nursing home. So if you would like to receive care in the comfort of home, you will want to find an insurance plan that will cover that for you.
- Medicare and Medicaid
In the past, it would have been very difficult to get Medicare but thanks to new regulations and standards, it is much easier to get. Medicare can be used to cover a wide range of conditions including in-home care services. Also, if you are low income, then it is important to consider Medicaid. This is a program that ensures individuals who do not have many financial resources are able to afford the care they deserve. However, it is important to take note that Medicaid will only pay for home care services provided by an agency certified by Medicaid.
- Veteran Benefits
As a veteran, you are entitled to a wide range of benefits. If you served at least 90 days of active duty and one day during a time of war, and have been honorably discharged, then you might be eligible for a pension and monthly payments called “aid and attendance” from the VA. These payments can help a lot but you will need documentation from your doctor.
Those are just a few of the many different options at your disposal when it comes down to paying for exceptional home care services. If you would like to find out more about how you can afford top-notch non-medical home care or about our own services, please feel free to get in touch with Aveida Home Care for more information today.